In our last piece, we introduced the importance of saving, which is the first of five basics that...
Investment Basics: Save then Invest
In our last piece, we wrote about how recency bias can damage your investments by causing current...
Defending Against Recency Bias
There were so many big events competing for our attention this summer … said nearly every...
Total-Return Investing for Solid Construction
As we’ve discussed in the first two parts of this three-part series, we do not recommend turning...
High-Yield Bonds: Sticks and Stones Can Break You
In Part I of our three-part series on investing for retirement income in low-rate environments, we...
Dividend-Yielding Stocks: Straw, Sticks or Bricks?
If ever there were an appropriate analogy for how to invest for retirement, it would be the...
Q3 2022: Fed Speaks, Markets React
Stocks took investors on a roller coaster ride in the third quarter with an early summer rally...
Market Update Q3 2022: The Inflation Outlook and Your Investments
The Inflation Outlook and Your Investments These are trying times around the world, with the...
Market-Timing Traps and Temptations
Even though we know it was just dumb luck, can we get a round of applause for seeming to forecast...
Protecting What’s Yours (While You’re Alive)
Whether due to disability, dementia, or simply enjoying an exotic vacation, there are many ways...
Denver Private Wealth Management 2022 Client Appreciation Event
Once again, we spent an amazing day with our clients at Columbine Country Club during our annual...
Hidden in Plain Sight, Investment Strategy #3: Controlling Costs
In the first two installments of our three-part “hidden in plain sight” investment strategy...
Hidden in Plain Sight, Investment Strategy #2: Manage Market Risks
In our last piece, we described why most investors should ignore the never-ending onslaught of...
Hidden in Plain Sight, Investment Strategy #1: Being There
If you’ve ever dabbled in graphic design, you’re familiar with the concept of white space. When...
Q2 2022: RECESSION WORRIES
Q2 kicked off amid unabated inflation, Federal rate hikes, Omicron lockdowns in China, and...
What Is Liquidity?
Are your investments liquid or illiquid? When a holding is liquid, it simply means you can sell it...
Getting Real with Your Retirement Planning: Understanding Sequence Risk
Clearly, there is a lot to think about when planning for retirement. While we have a degree of...
How To Be Positively Skeptical: Check the Facts Before You Act
“You can outsource expertise but never your understanding, especially when it comes to your...
How To Be Positively Skeptical: Due Diligence
“All media shares one thing: Someone created it. And it was created for a reason. Understanding...
Market Update: Early Summer 2022
It’s not a secret that market volatility has picked up significantly in 2022 with corrections...
To Be Positively Skeptical: The Benefits of Having a Doubt
“I’m not an optimist. That makes me sound naïve. I’m a very serious ‘possibilist.’ That’s...
Three Thoughts During Scary Markets
Remember all those times we’ve said that investment risks and expected rewards are related?...
Q1 2022: A NEW WORLD
2022 arrived on a tailwind of strong market performance and economic growth, carrying with it the...
Interest Rates, Inflation, and Investment Strategy: Investing in Uncertain Times
When interest rates, inflation, or both are on the rise, what’s an investor to do? This article...





























Graham Ditus


Tim Kulick, CPA®
Drew Kelleher, CFP®


